Americans save little but borrow a lot. The Treasury is now delivering pandemic stimulus payments through direct deposits and mailed checks. Credit: U.S. Secret Service HONG KONG – There is nothing like a pandemic to expose systemic differences. For China and the United States, which were locked in an ideologically driven competition even before the Covid-19 crisis, those differences are stark. But the two countries have at least one thing in common: when this is all over, they will need t